Masonry Contractors Insurance

If you work in the masonry field, you're probably aware of your professional liabilities and that each trade is associated with certain risks. To protect your business and livelihood, you need insurance - let us help you find the right coverage.

Workplace injuries can occur at any time and property damage can occur even under the watchful eye of the most experienced masonry contractors.

Caruso Insurance Services is a California-based insurance provider that provides contractor insurance. You can rely on masonry contractor insurance to protect you in the event of unforeseen injuries and property damage. We offer various types of insurance coverage designed for contractors and business owners.

<strong>What Type of Masonry Contractor Insurance Do I Need?</strong>

What Type of Masonry Contractor Insurance Do I Need?

Every business is different. You may elect to have more coverage than another masonry contractor working in your field. CIS features different insurance plans and options to ensure that every client gets the coverage they need to protect them from on-the-job liabilities associated with just about any trade.

You can rely on CIS for insurance plans that include:

  • General liability insurance
  • Commercial auto insurance
  • Workers compensation insurance
  • Surety bonds
  • Commercial property insurance
  • Coverage for professional equipment and tools

We know how hard our clients work to build their business and manage it effectively. Our insurance protections can help you safeguard your masonry contractor business.

<strong>Why Do I Need Masonry Contractor Insurance?</strong>

Why Do I Need Masonry Contractor Insurance?

If you conduct your business in California, you may be required to have insurance before you can legally perform masonry work, especially in relation to construction projects. General liability insurance is a basic protection for contractors working in the trades. In fact, you may be required to present proof of insurance before you're allowed to begin working on a job.

Masonry contractors need the protections associated with general liability insurance because their liability doesn't end when they complete their work and depart from a job site. Something can go wrong later on related to the work that leads to property damage. If a property owner decides to sue you, are you able to pay for legal fees to defend your work? What if you lose your court case? Are you able to provide compensation?

With masonry contractor insurance, you don't have to fear these types of situations. If something goes wrong, your insurance coverage protects you from financial liabilities that can undermine the success of your business.

What Types of Insurance Do We Offer for Masonry Contractors?

As an masonry contractor, you may be interested in our general liability insurance, but you may also want to contract with us for commercial auto insurance coverage, surety bonds, worker's compensation and even tool coverage. We protect all aspects of your business so you can focus on what you do best.

General Liability Insurance

Insurance product that provides the insured with protection against claims arising from injuries or damage to other people or property. Some coverages included in liability insurance are bodily injury, property damage, personal and advertising injury, products and completed operations, damage to premises rented to you and medical payments.

Commercial Property Insurance

A type of liability coverage designed to protect professionals against errors and omissions in performing their professional services.

Commercial Auto Insurance

This is coverage in the event of an accident or theft of your automobile. Liability coverage is also included in an automobile policy to provide protection against physical damage and bodily injury resulting from a vehicle incident.

Workers' Compensation Insurance

An insurance coverage that provides both medical benefits and wage replacement to employees that are injured while on the job.

Inland Marine Coverage

Insurance coverage for tools and equipment and certain types of moveable property.

Surety Bond Insurance

Provides protection for defective workmanship, design or materials for a specified period of time after a job is complete.

<strong>How Much Does Masonry Contractor Insurance Cost?</strong>

How Much Does Masonry Contractor Insurance Cost?

Caruso Insurance Services does not offer one-size-fits-all insurance solutions to our customers. We understand that each customer has different needs and may need different options included with their insurance plan. We provide custom insurance solutions. Consequently, your price will depend on the level of coverage you choose. We will provide you with an upfront quote for insurance based on the coverage you want. We have a reputation for our fair and affordable rates. Plus, we offer no hidden or surprise fees.

When you choose an insurance plan and options, you'll need to think about many factors to make the best choice for your business. For example, consider the value of your business assets. What is your insurance claims history? Do you own commercial property and commercial vehicles? Our insurance associates can help you evaluate our coverage plans so that you get the options you need to protect your livelihood and your business.

<strong>How Do I Procure Masonry Contractor Insurance from CIS?</strong>

How Do I Procure Masonry Contractor Insurance from CIS?

Our insurance application process for contractors is quite simple. You can visit us online and fill out our online form. Select the coverage you want and we can provide you with a quote. You can also contact us directly. A representative can answer your questions and help you determine the coverage you need.

<strong>Why Choose CIS for Contractor Insurance?</strong>

Why Choose CIS for Contractor Insurance?

CIS is known in California for our outstanding customer care. We offer robust insurance coverage and are there for our clients when they need us. After all, what good is insurance if it doesn't support you when you need it? You can rely on CIS for all of your masonry contractor insurance needs. Call us with your questions or concerns and let us help you obtain the insurance you need to protect yourself and your business.