Flooring & Floor Covering Contractors Insurance

If you're a flooring or floor covering contractor, you need basic liability insurance to protect you from the most commonplace risks associated with your job such as slip and falls or damage to property.

We specialize in flooring contractors insurance

We specialize in flooring contractors insurance

Any contractor can become injured on the job. A slip and fall is a commonplace occurrence on sites being renovated or newly constructed. If you or your employee becomes injured on a job site and can't work for a period of time, what will you do? If your customer sues you for property damage, are you prepared for the financial hit should you lose your suit?

The fact is, all contractors, including flooring and floor covering contractors, need liability insurance protection. Basic protections afford you the level of peace of mind you need to serve your clients. Accidents can happen any time, and when they do, you need reliable insurance to support you and your business.

<strong>The Benefits of Liability Insurance Protections</strong>

The Benefits of Liability Insurance Protections

When you have basic liability insurance coverage, you have the protection you need to work as a flooring and floor covering contractor in California. In fact, you may be requested to present your proof of insurance before you're allowed on the job site. This type of coverage is a normal business necessity. It's there for you when you need it.

<strong>What Type of Insurance Coverage Do Flooring and Floor Covering Contractors Need?</strong>

What Type of Insurance Coverage Do Flooring and Floor Covering Contractors Need?

In addition to basic liability insurance, you may also opt for other insurance coverage. CIS offers coverage to flooring and floor covering contractors for their commercial vehicles. Commercial auto insurance is a must for any contractor. We can also provide coverage for tools in the event they become damaged on the job or even stolen. If you employ other workers, you can contract with CIS for workers compensation insurance too.

Common Types of Insurance for Flooring Contractors:

Depending on the type of contract work our clients do, we can supply the coverage you need to meet California contractor regulations regarding your insurance coverage.

General Liability Insurance

Insurance product that provides the insured with protection against claims arising from injuries or damage to other people or property. Some coverages included in liability insurance are bodily injury, property damage, personal and advertising injury, products and completed operations, damage to premises rented to you and medical payments.

Commercial Property Insurance

A type of liability coverage designed to protect professionals against errors and omissions in performing their professional services.

Commercial Auto Insurance

This is coverage in the event of an accident or theft of your automobile. Liability coverage is also included in an automobile policy to provide protection against physical damage and bodily injury resulting from a vehicle incident.

Workers' Compensation Insurance

An insurance coverage that provides both medical benefits and wage replacement to employees that are injured while on the job.

Inland Marine Coverage

Insurance coverage for tools and equipment and certain types of moveable property.

Surety Bond Insurance

Provides protection for defective workmanship, design or materials for a specified period of time after a job is complete.

<strong>How Much Does Commercial Insurance for My Business Cost?</strong>

How Much Does Commercial Insurance for My Business Cost?

CIS provides transparent pricing and upfront quotes; however, we offer custom plans. Once you decide on the plan you want and the options you need, we can provide you with a quote for your insurance. CIS is known for our fair rates and exceptional customer service. When you sign up for a plan, we'll go over the costs as well as specific coverage amounts.

When you choose your CIS insurance coverage, you'll need to think about many factors in order to make the best choice for your business. For example, consider the value of your business assets. What is your business insurance claims history? Do you own commercial property and commercial vehicles? Our insurance associates can help you evaluate our coverage plans so that you get the options you need to protect your business.

<strong>Eliminate Your Risks</strong>

Eliminate Your Risks

No contractor is immune from job risks. From commercial auto accidents on the way to a job to accidental property damage, risks can quickly turn into reality. When they do, you can rely on your insurance protections to reduce or even eliminate your financial burden related to these issues. If you have workers, you may also need workers compensation insurance so that your workers have the coverage they need should they become injured on the job.

<strong>Why Choose Caruso Insurance Services?</strong>

Why Choose Caruso Insurance Services?

CIS is well known in California for our contractor insurance plans. We cover flooring and floor covering contractors with reliable protections like general liability insurance, commercial auto insurance and more. When something goes wrong and you need to rely on your insurance coverage, we provide the attentive service you expect -- and deserve. We have a reputation for high-quality business insurance at fair, upfront rates.

<strong>Sign Up for Business Insurance Today</strong>

Sign Up for Business Insurance Today

Protect your financial well-being and your business by obtaining the optimum insurance coverage you need from CIS. We can carefully explain the insurance coverage and plans we offer so that you can select the ideal options for your needs and budget. You can fill out our online form to request an insurance quote or contact us by phone with your questions.