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If you are a concrete contractor in California, you can rely on Caruso Insurance to provide you with the insurance coverage you need to protect your business.
As a concrete contractor, you may already know that you are exposed to many workplace risks. Cement and concrete contractors perform work of a highly physical nature. Unpredictable injuries can occur at any time. Other events like auto collisions and property damage can also occur. To protect your business from these liabilities, you need general liability insurance. In fact, you may want to enhance this coverage with other coverage options offered by Caruso Insurance Services.
Business insurance coverage is crucial for any type of company, including concrete contractors. A slip and fall accident, a common enough occurrence, can result in the need for medical care and loss of work for a considerable period of time. CIS offers different types of insurance in order to provide the coverage contractors need in the event of an accident. From general liability coverage to workers compensation, our solutions are there to protect small business owners like concrete contract workers.
Typically, concrete contractors need a general liability coverage plan as a matter of course. These plans cover you in the event that you accidentally damage a client's property. In the event that you're sued, your coverage protects you from having to pay damages out of your own pocket.
Remember, construction sites are typically filled with debris, heavy-duty equipment and torn up work sites. You or a third party can become injured because of your concrete equipment or some other aspect of the site. You may be liable for someone else's injuries. With the right insurance coverage from CIS, you can have the protection you need to safeguard your business and your finances in the event of a catastrophe.
Depending on the type of contract work our clients do, we can supply the coverage you need to meet California contractor regulations regarding your insurance coverage.
Insurance product that provides the insured with protection against claims arising from injuries or damage to other people or property. Some coverages included in liability insurance are bodily injury, property damage, personal and advertising injury, products and completed operations, damage to premises rented to you and medical payments.
A type of liability coverage designed to protect professionals against errors and omissions in performing their professional services.
This is coverage in the event of an accident or theft of your automobile. Liability coverage is also included in an automobile policy to provide protection against physical damage and bodily injury resulting from a vehicle incident.
An insurance coverage that provides both medical benefits and wage replacement to employees that are injured while on the job.
Insurance coverage for tools and equipment and certain types of moveable property.
Provides protection for defective workmanship, design or materials for a specified period of time after a job is complete.
When you fill out our online form to request a quote or contact CIS directly, we can supply you with a custom quote based on the different insurance options you choose. We always provide fair, upfront rates for our insurance coverage. There are no hidden fees to contend with. We can answer all of your questions in order to help you select the ideal coverage plan for your business.
When you select your CIS insurance coverage, you'll need to think about many factors in order to make the best choice for your business. For example, consider the value of your business assets. What is your claims history? Do you own commercial property and multiple commercial vehicles? Our insurance representatives can help you evaluate our coverage plans so that you get the options you need to protect your business.
As a concrete contractor working in California on various construction sites, you may be requested to present proof of insurance. CIS can provide you with the verifications you need. Proper insurance coverage is a primary business expense. We do our best to keep our rates fair and affordable for our clients. As a concrete contractor, you can benefit from many of our insurance coverage offerings, including surety bonds and even tool coverage.
If you are a concrete contractor in California, you can rely on CIS to provide you with the insurance coverage you need to safeguard your business. We are renowned for our excellent customer care and attentive service. Get the coverage you need today. Contact us for a quote or fill out our convenient online form. We can answer all of your questions and help you select the ideal policy for your business needs.